Filling the void DoNotPay left behind

Professional Dispute Letter in 60 Seconds

AI generates legally-grounded demand letters that get results. Cites federal and state law. No templates, no lawyers, no waiting.

No subscription required. Pay per letter.

$48,682
Recovered in disputes
43+
Letter templates
12
Federal statutes cited
60s
Average generation time

How It Works

Three steps. Sixty seconds. One powerful letter.

1

Describe Your Dispute

Tell us what happened — the company, the charge, and why it's wrong. Takes 60 seconds.

2

AI Generates Your Letter

Our AI crafts a professional demand letter citing the exact federal and state laws that protect you.

3

Download & Send

Get a print-ready PDF with matching envelope. Mail it or send electronically. We track the response.

Every Type of Billing Dispute

Our AI knows the specific laws that protect you for each dispute type.

Unauthorized Charges

Charges you didn't authorize or recognize

Subscription Billing

Services that won't cancel or keep charging

Overcharges

Billed more than the agreed price

Medical Bills

Surprise bills, balance billing, coding errors

Insurance Denials

Wrongfully denied insurance claims

Service Not Rendered

Paid for something you never received

Legal Foundation

Backed by Real Law,
Not Generic Templates

Every letter cites the specific federal and state statutes that apply to your situation. The Fair Credit Billing Act, Electronic Fund Transfer Act, FTC Click-to-Cancel Rule, No Surprises Act — our AI knows which laws protect you and how to use them.

Fair Credit Billing Act (15 USC § 1666)
Electronic Fund Transfer Act (15 USC § 1693)
FTC Click-to-Cancel Rule (2024)
No Surprises Act (medical billing)
State Consumer Protection (UDAP) statutes

SAMPLE LETTER EXCERPT

Pursuant to the Fair Credit Billing Act, 15 U.S.C. § 1666, I am formally disputing the charge of $149.99 posted to my account on March 15, 2026...

Under Regulation Z, 12 C.F.R. § 1026.13, you are required to acknowledge this dispute within 30 days and complete your investigation within two complete billing cycles...

Failure to comply will result in the filing of formal complaints with the Consumer Financial Protection Bureau and the New Hampshire Attorney General's Consumer Protection Division...

Simple Pricing

No subscription required. Pay only for what you need.

Single Letter

$4.99

One professionally crafted dispute letter

  • AI-generated legal letter
  • Relevant law citations
  • Print-ready PDF
  • Matching envelope
  • Escalation guidance
Get Your Letter

3-Letter Pack

Save 33%
$9.99$14.97

Three letters — initial, follow-up, and escalation

  • Everything in Single, plus:
  • 3 letter credits
  • Follow-up letter templates
  • Escalation letter (CFPB/AG)
  • Priority generation
Get 3 Letters

Need unlimited letters? Check out the Pro Platform →

Stop Losing Money to Billing Errors

The average American loses $500+/year to unauthorized charges, zombie subscriptions, and billing errors. One letter can change that.

Create Your First Letter — $4.99